A Different Type of Experience.

At Lever Wealth Management, we believe the output is only as good as the input. Yes, there are the dollars and cents to understand and optimize… However, it is even more important to deeply understand what your family cares about and values. This ultimately drives financial planning goals, investment allocations, and the corresponding results. This is a process, not a one and done meeting.

  • Our client centric pricing structure allows you to have an independent and holistic financial plan without the pressure to commit your life savings upfront. Initial financial planning engagements are $4,000 with half due at engagement inception.

    If throughout the planning process you decide to move forward with Ongoing Wealth Management, we will waive the remaining half of the financial planning cost.

    We want you to experience the difference before making a long term decision.

  • Our flat fee, ongoing wealth management includes both financial planning and investment management. We have a service calendar designed to discuss all major financial planning topics throughout the year, and pivot as life changes. All while managing your investments to the plan in a cost and tax efficient manner.

Financial Plan

1. Exploration

Meeting designed to understand your situation, what you are looking to accomplish and see if we would be a good fit (after you sleep on it) for an initial financial planning engagement.

2. Discovery

60-90 minute meeting where we ask questions, get to know you better, and lay the foundation for your financial plan.

4. Investments

Investments are at the core of how we generate income for your plan and growth for the next generation. We will review your true investment expense and tax exposure, the plan’s need and capacity for investment risk, and adhere to your preferences while discussing trade-offs.

3. Retirement

All good retirement plans start with a deep understanding of cash flow needs and rigorous income maximization. This is where we will start.

6. Risk Management

Risk management through proper insurance and estate planning is a crucial foundation. We will analyze your current risk management plan and make recommendations so that you are properly protected.

5. Taxes

Your CPA most likely worries about last year’s taxes; we want to lower your lifetime tax bill.

Ongoing Service Calendar

You may be thinking, “Why don’t they charge a percentage of Assets Under Management (AUM) like other financial advisors?”

Two reasons: First, most of the time the AUM structure benefits the advisor… Not the client. If the average advisor charges 1% on a $2MM or $4MM portfolio, it is an annual fee of $20,000 or $40,000. Just because someone happens to have more money does not automatically mean their situation is more complex, thereby justifying a significantly higher fee.

Secondly, moving away from charging solely based on assets creates a more aligned opportunity for us to act in your best interest and be investment agnostic from public markets to private, business ownership, real estate investing, paying off a mortgage, keeping your 401k active vs an IRA, etc.

Instead, through leveraging technology we have come up with a sustainable flat fee business model that includes both investment management and financial planning while passing through significant cost savings to you.

Ongoing Wealth Management

  • Dedication to finding your freedom date and optimizing your investment strategy. Ongoing financial planning and investment management.

    Flat $500 per month billed from investment accounts or ACH. No Asset Minimums or Assets Under Management Fee

  • Dedication to tax efficient retirement income distribution, and properly aligning all investment portfolios with those goals. Ongoing financial planning and investment management.

    Flat $750 per month billed from investment account or ACH. No Asset Minimums or Assets Under Management Fee

  • Planning for High Net Worth families who have estate tax issues, private investments and complex financial lives. Full financial planning and ongoing investment management.

    Flat Fee: $1,250 per month billed from investment account or ACH. No Asset Minimums or Assets Under Management Fee
    Note: Particularly complex cases may require a surcharge